Terms of Service (Europe & USA)
Company name: We3Wire
Registered address: RM4, 16/F, HO KING COMM CTR, 2–16 FAYUEN ST, MONGKOK KOWLOON, Hong Kong
Support: support@we3wire.com
scope_and_applicability_title
terms_scope_description
- us_services_terms_arbitration_notice
- eea_services_gdpr_privacy_notice
section_1_definitions_title
- stablecoin_definition
- digital_asset_cryptocurrency_definition
- order_transfer_definition
- wallet_definition
- virtual_account_definition
section_2_eligibility_account_access_title
section_2_1_minimum_age_capacity
section_2_2_territorial_restrictions_sanctions
section_2_3_account_types
- personal_accounts_definition
- business_accounts_definition
section_2_4_access_via_we3wire
section_3_kyc_kyb_compliance_title
section_3_1_verification_requirements
section_3_2_requested_information
section_3_3_refusals_and_limits
section_4_services_offered_title
we3wire_capabilities_intro
- custodial_wallets_feature
- transfers_feature
- virtual_accounts_onramps_feature
- USD virtual account (account & routing)
- SEPA Virtual IBAN
- MXN virtual account
- brl_virtual_account_beta
- offramps_to_fiat_accounts_feature
- stablecoin_card_issuing_feature
- stablecoin_issuance_feature
bridge_platform_description
important_supported_assets_notice
section_5_wallets_orders_settlement_title
section_5_1_agency_and_execution
section_5_2_ownership_and_permitted_use
section_5_3_network_risks_issuer_controls
section_5_4_reversals_and_investigations
section_6_fees_fx_rates_title
section_6_1_service_fees
section_6_2_exchange_rates
section_6_3_taxes
section_7_electronic_communications_title
electronic_communications_consent
section_8_licenses_regulatory_disclosures_title
section_8_1_united_states
section_8_2_eea
section_8_3_we3wire_role
section_9_privacy_title
- privacy_us_notice
- privacy_eea_notice
section_10_dispute_resolution_title
- dispute_resolution_us
- dispute_resolution_eea
dispute_provisions_supplement_notice
section_11_prohibited_activities_title
prohibited_activities_clause
section_12_changes_to_terms_title
changes_to_terms_notice
annex_a_personal_business_eu_us_differences_title
| Topic | us_personal | us_business | EEA Personal | EEA Business |
|---|---|---|---|---|
| Permitted purpose | Consumer/household | Commercial Use Only | Personal use | Commercial Use Only |
| Authorization | Individual | Officer/authorized signatory | Individual | Officer/authorized signatory |
| KYC/KYB | ID, SSN/TIN, bank/wallet, source of funds | Entity docs, UBOs, officers | Similar KYC with GDPR basis | KYB with entity/UBO docs |
| Dispute resolution | Arbitration & Class Waiver | Arbitration & Class Waiver | No US-style waiver | No US-style waiver |
| Licenses/registration | FinCEN MSB + state MTLs; some states exclude VC under MTL | Same | Polish VASP register (RDWW-794) | Same |
| Feature availability | Depends on state & partnerr | Depends on state & partnerr | Depends on country & partner | Depends on country & partner |
annex_b_product_capabilities_snapshot_title
- wallets_capabilities_summary
- transfers_capabilities_summary
- virtual_accounts_capabilities_summary
- offramps_bank_accounts_capabilities_summary
- cards_capabilities_summary
- issuance_capabilities_summary
bridge_marketing_positioning
Contact
We3Wire — RM4, 16/F, HO KING COMM CTR, 2–16 FAYUEN ST, MONGKOK KOWLOON, Hong Kong support@we3wire.com